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A bankruptcy filing becomes public record after you submit your bankruptcy petition. Someone from the court will upload your documents and bankruptcy schedule into the pacer system. The pacer system is a program used by the federal courts to keep track of any and all court documents. Any kind of paperwork that goes through a court will usually be added to the pacer system, and can therefore be accessed by the public. To access the system, you need to create a pacer account and pay a small fee per page that is viewed. Don’t miss: find my bankruptcy discharge date. A. All corporation and business files, may be ordered by calling the u. S. Records, service center, due to the size of the file. Q. Creditors collection on debts included in an old bankruptcy? a. Bankruptcy records use to be kept indefinitely until 2015. Laws have now changed to keep bankruptcy files for only 20 years. This has caused a problem, with what is refereed to as "zombie" debt. Visit the credit page. Q. Are bankruptcy files public?​ a. If you file bankruptcy, it becomes public record, and will be in the "public record" section of your credit report. Q. Where can i get old bankruptcy papers? a.